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OUR SERVICES
Loan Programs and Products We Offer
FHA HOME LOAN
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA HOME LOAN
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
USDA HOME LOAN
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
JUMBO LOAN
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
REVERSE MORTGAGE
The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or
older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just
interest on what's left!
ABOUT OUR COMPANY
What We Do
We are a full-service mortgage company based in Parker, CO. We specialize in All types of loan products, Conventional, FHA, VA, First Time Homebuyers, and USDA. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Programs We Offer
In terms of Purchase Loan programs, we offer the following: FHA, VA, USDA, HomePath, Jumbo, Conventional, and Jumbo.
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline , FHA Cash Out, FHA 203k, VA Streamline, USDA Streamline, Conventional, HELOC and Jumbo. What makes Nexa Mortgage unique is that we offer the following niche programs as well: Non-QM Loan, Bank Statement, Jumbos.
CONTACT US
Feel free to text or call...
HEAR FROM OUR AWESOME CLIENTS...
It was a pleasure working with Joel
It was a pleasure working with Joel. He is a great guy who offered me personalized service making my home buying experience a breeze. His team is professional. I definitely recommend him and I strongly encourage you to text or give him a call, his response time is second to none. It was a pleasure working with Joel. He is a great guy who offered me personalized service making my home buying experience a breeze. His team is professional. I definitely recommend him and I strongly encourage you to text or give him a call, his response time is second to none.
venugopalritesh from Tigard, OR
Google Review
Rave Results...
We are so glad we were connected with Joel Martin to finance our new home. Since we were in our "old" house almost 45 years, we were completely out of touch with how to even begin the process. Joel guided us every step of the way and smoothed the path for us. Our timelines were extremely tight and he even met those needs. I would definitely recommend Joel Martin. He certainly worked wonders for us.
quaintsongs from Portland, OR
Google Review
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
Meet Joel
Joel Martin has been assisting home buyers in achieving the American dream since 1995. Focused primarily on new home buyers, Joel has been able to secure financing for home buyers throughout Portland and surrounding areas, with a wide array of financing options. Joel has also established a strong foundation of repeat customers, and referral business. His network of financial planners and real estate professionals has positioned him for success in his markets, and has allowed his clients the benefits of his professional relationships. Joel resides in NE Portland, Oregon and has raised three children Alicia 28, Linda 24 and Anthony 22. He enjoys Hiking, working out, going on weekend trips and watching or playing sports from Soccer to Ice Hockey, and sharing good food and laughs with friends. Joel is an active member of the East Portland Chamber of Commerce.
Joel Martin
Sr. Mortgage Specialist
Meet Joel
Joel Martin has been assisting home buyers in achieving the American dream since 1995. Focused primarily on new home buyers, Joel has been able to secure financing for home buyers throughout Portland and surrounding areas, with a wide array of financing options. Joel has also established a strong foundation of repeat customers, and referral business. His network of financial planners and real estate professionals has positioned him for success in his markets, and has allowed his clients the benefits of his professional relationships. Joel resides in NE Portland, Oregon and has raised three children Alicia 28, Linda 24 and Anthony 22. He enjoys Hiking, working out, going on weekend trips and watching or playing sports from Soccer to Ice Hockey, and sharing good food and laughs with friends. Joel is an active member of the East Portland Chamber of Commerce.C
Joel Martin
Sr. Mortgage Specialist
Call 503-406-6288
Call 503-406-6288
Copyright © 2024 | Licensed In: Oregon | Company NMLS: 2477880 | NMLS # 100117
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
Your Consent & Privacy: By providing your phone or email, you grant consent for Joel Martin to contact you, including via automated calls, texts, or pre-recorded messages. This applies even if your number is on a Do-Not-Call list. SMS/MMS may incur charges. You can revoke consent anytime.
Copyright ©2023 | Licensed In: Oregon | Company NMLS: 2477880 | NMLS # 100117